We have a lot in common if you’re looking for the USSD code for loans in Nigeria like I am because we have a list of all loan codes from loan apps, banks, telecommunications providers, and more.
Online borrowing was formerly unthinkable, but thanks to advancements in technology, financial institutions are springing up everywhere to fill in major gaps.
Yes, you may use your mobile device to apply for a quick internet loan in Nigeria without any collateral in as little as 5 minutes.

That’s why we’ve compiled a list of the top 10 best loan apps in Nigeria, all of which offer loans with minimal hassle and paperwork.
We all require financial credit for many reasons, including rent, school expenses, debt repayment, and so on. It might be aggravating to find oneself in such a financial bind.
What if you know all the USSD code for loans in Nigeria?
I mean, all you have to do is grab your smartphone, dial a few numbers, and then follow the prompt messages, and voila! You now have fast access to a mobile loan in Nigeria.
In this article, we’ll show you how to secure a loan in Nigeria using USSD codes.
What Is USSD Banking, and How Does It Work?
Unstructured Supplementary Service Data (USSD) allows users without a smartphone or data/internet connection to use mobile banking through predefined codes, also called quick codes.
With USSD Banking, you can use your phone to carry out financial transactions using short or rapid codes.
There is no requirement for an internet connection; all that is needed is a cellular network. With USSD banking, you may do nearly any kind of financial transaction, from money transfers to airtime purchases.
More importantly, loans can be obtained using USSD codes. We wrote this article regarding the USSD code for loans in Nigeria for that reason.
How to Use USSD Codes to Apply for Loans
The process of applying for a loan using USSD is simple. All you have to do is:
- Know from whom you are borrowing.
- Obtain the effective USSD code.
- Every requirements must be met
- Type the code in.
- Follow the directions exactly.
- Obtain a loan
Full List of Banks USSD Codes For Loans In Nigeria
The table below shows major banks’ USSD codes to dial in Nigeria to get personal loans.
Commercial Banks | USSD Codes to Dial |
Guaranty Trust Bank Loan code | *737*51*51# |
Fidelity Bank Loan code | *770# |
First Bank Loan code | *894# |
Wema Bank Loan code | *945# |
Skye Bank Loan code | *833# |
Sterling Bank Loan code | *822# |
Diamond Bank Loan code | *710*11# |
Eco Bank Loan code | *326# |
Diamond Access Loan code | *901*11# |
FCMB Loan code | *389# |
Unity Bank Loan code | *7799# |
UBA Bank Loan code | *919# |
Union Bank Loan code | *826# |
Heritage Bank Loan code | *322# |
Keystone Bank Loan code | *533# |
Access Bank Loan code | *901# |
Zenith Bank Loan code | *966# |
Isn’t this amazing?
Other Mobile USSD Codes For Cash Loans
The following table shows the list of mobile loan codes to get quick cash in Nigeria. It includes Nigerian telecommunication companies’ USSD codes to borrow money in Nigeria.
Lending Institution | Code to Dial |
AB Microfinance bank | *389*755# |
Access bank payday loan | *901*11# |
Accion MFB | *572*6# |
Airtel quick cash loan | *561# |
Aledin nano | *903# |
9mobile loan code | *561#. |
Fairmoney ussd code | *322*6# |
FCMB loan code | *329# |
Glo cash loan code | *322*1*04225701*Amount# |
GTBank loan code | *737*51*51# |
Interswitch loan | *322# |
Kwik cash USSD code | *561# |
Migo loan code | *561# |
Mtn cash loan code | *606*4# |
Trader Money loan code | *540# |
Paga loan code | *242# |
Quick Teller (Mtn, Airtel, 9mobile) | *322# |
Carbon Paylater USSD code | *1303# |
Did you know there are more loan companies to get loan via USSD code?
Loan Apps to Borrow Money Using USSD Code In Nigeria
The majority of these loan organizations have their custom made mobile loan apps to enable individuals get access to loans.
Loan Platforms | Loan App Download |
Branch Loan International | Download App |
Carbon Loan | Download App |
Palm Credit Loan | Download App |
Fint Loans | Visit Site |
Fair Money Loans | Download App |
Kiakia Loans | Visit Site |
RenMoney Loans | Visit Site |
C24 Loans | Visit Site |
CreditVille Loans | Visit Site |
Alat Loans | Download App |
Frequently Asked Questions About USSD Loan Codes
Here are frequently asked questions and answers about getting loans in Nigeria using USSD codes.
How can I borrow money from GTB?
There are two ways to go about it;
- You can request for Quick Credit instantly by dialling *737*51*51#
- Quick Credit is also available on all GTBank online and mobile banking platforms (Internet Banking, GTWorld and GTBank Mobile App)
Related: Top 10 Highest currencies in Africa
How can I get MTN loan?
- Dial *606# and select XtraTime.
- You can then select your preferred amount from the list.
- After selecting your preferred amount, the system will then send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
What is GTBank loan code?
Use the GTB loan code β *737*8*2#
What’s UBA loan USDD code?
With the mobile banking code and Uba quick Loan code *919# you can apply for easy online loans without collateral on your registered number with Uba Bank.
How do I activate my USSD UBA?
To activate and use the UBA mobile banking service without an ATM card, dial the UBA code transfer *919# and follow the instructions on the screen to get the PIN to activate UBA mobile USSD banking on your number. Dial the UBA magic banking code *919#. A welcome message will appear on your mobile screen.
What’s the USSD code for Zenith Bank?
Simply dial the USSDΒ *966*0#Β and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS.
How can I get a 50k instant loan?
the easiest way to get a 50k loan is to use a loan app – fair money to be precise. This loan app unlike others, give a larger amount of loan for first time loan seekers.
Which app gives loan without documents?
Almost all loan apps in Nigeria give out loans without any documents. All they require is your BVN, and bank details.
What Will Happen If Can’t Repay My Loan?
If you can’t make your payments on time, your agreement may require you to pay a fine. The penalties are often outlined in the loan’s terms and conditions and are applied in the event of a default. Most lenders either increase the interest rate or liquidate the collateral.
Before the repayment due date, commonly 7 days before the next monthly repayment, loan companies send a reminder via SMS to notify you of your next repayment. Fair Money loan app calls your number and gives you the option to shift the repayment date.
Summary Notes on USSD Code For Loans In Nigeria
There you have it on the list of USSD code for loans in Nigeria. However, it goes without saying that in order to qualify for an online loan, you must meet certain standards.
You’ll have to provide:
- Your Name
- BVN
- Account Details
- Address, and more
Additionally, keep in mind that each provider of loans has a different interest rate. More importantly, if you don’t want your credit history to be impacted, you must be prepared to repay the loan.
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Even More Topics:
For my business
Can someone give a USSD code to take a loan
*561#
I need a loan of 100k
I can’t receive my repayment alert, what is the reason ?
Please get in touch with the financial institution in question
i need loan urgently how do i go about it…. will appreciate if i could get a quick response
I need a load to boost my business
Plss I need loan
How long does it take c24 to approve a loan
This is very helpful please l presently need a loan of 1m for biz which of them can give me instantly? I will pay back
I need loan please help me
I need loan to start up a business and i dont know how to go about please help me
Hi Blessing, please click on the link pointing to the top 10 best loan apps at the introduction of this post.
Trying out loan apps is one of the easiest ways to get a loan
Please I want loan to start up my business
How do I get a loan
I need a load to start business please
Please I want to apply for the loan but I lost my phone number that link to my BVN, so what should I do now to apply for the loan?
How do I apply for this loan offer?
Please, I’m a student of ijmbe please I need money to complete my examination at crownhill university, please how do I go about it?
I canβt get my loan
I got to register with paga but unable to access the loan. What could be the reason?
I love this
How can i apply standard charted loan
Thanks for your comment, please reach out to the Standard Chartered customer care
I have applyed for c24 loan, i provide all the requirement for the loan, and they’hv approved my application, but i did’nt get the money in to my account yet.. What the fuck.
Please reach the team at C24 loans
πππ
I couldnβt get the loan
i got the loan to pay back you people are saying service not provided kwikkash money {MIGO]
Please contact the customer care of the respective loan platform
Am greatful i can do my business now tanks
You’re welcome Blessing
This GTBank is stupid oo
I got the loan at ease but to pay back now nah wahala
What about the USSD code for payment??ππ
I got charged for 700+ now because I thought I would be debited automatically
Repayment will be deducted on the stated repayment period when applying for the loan, so, you must have the amount to repay in your account
Nice one thank you so much
You are welcome Adelowo
What the code for stanbic bank
Nice one, to solve problem
At any rate i am ready to take the loan
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