KashKash loan app review

Ever heard of KashKash loan app? If you’re looking for that extra cash to help you off the edge, tired of visiting financial institutions like banks and mortgage banks looking for loans and being rejected, then Kash Kash loans could be the way.

With kashkash app, you can get instant loans to help with whatever you need without collateral or stressing out at financial institutions only to be rejected.

We bring to you a quick review of another app on the list of loan apps in Nigeria.

Quick Dislaimer: We are not KashKash loan company; the information provided is for information purposes and personal opinion based on what we’ve tried with the app. Note that KashKash Loan has one of the highest interest rates. In fact, some have claimed that KashKash is a scam.

What Is Kashkash Loan App?

Kashkash app is a Nigerian loan app that offers flexible loan in Nigeria.

Kashkash offers flexible loans in two categories

Super loans and Best loans.

The loan company tries to provide easy and flexible ways for Nigerians to afford loans with low-interest rates to all so aim repayment.

But is the interest rate really low?

With no collateral or excess documentation, kashkash offers a simple and easy platform for Nigerians looking for loans to help in what so ever they have at hand.

Kashkash Interest Rates

Just like Okash App, Kashkash offers a huge interest rate when it comes to online loan applications in Nigeria, ranging from 0.1% to 30% interest rate.

With different origination fees and different interest rates. With an origination fee of NGN 1,174 to NGN 6,000, for one-time charges.

Having an annual interest rate of about 36.5% to 300% which is always calculated daily. Using a 90days loan as an example, a 90 days loan has an origination fee of 39% and an interest rate of 2.7%.

Requirement to Get a Loan

Before getting a loan from Kash Kash, you have to meet the eligibility requirement needed by Kash Kash. Below are the eligibility requirements for getting a loan from Kash Kash.

  • You have to be a citizen of Nigeria before you can get a loan
  • You have to be above the age of 22 and not more than 55 years to be afforded a loan.
  • You have to have a stable source of income and an income worth a certain amount to get a loan

Related: How to get quick loans on Palm Credit app

How to Get a Loan

Before getting a loan from the app, certain steps and criteria must be observed and carried out. Bellow are the steps to take in order to get a loan.

  • Download the app

You can not apply for a loan if you do not have the kashkash application installed on your mobile device.

Go to play store or app store, search for the app and click the download or get the button to install Kash Kash on your device.

  • Registration

After download, you need to have a profile with kashkash in order to be recognized and afforded a loan.

The registration need certain requirements, phone number, email, username, password, bank details and also your contact details.


After registration, you need to be logged in to the application to be able to apply for the loan which you need. To login, all you need is your username and password which you used to register.

  • Details

After registration and login, you will be prompted to fill in all the required information which will make you eligible for the loan which you are applying for.

Finally if approved, your loan will be sent directly into your bank account.

Is kashkash Legit or Scam?

Asking me the question if kashkash is legit or scam is asking a star apple seller if his or her star apple is sweet.

I tried KashKash loan app, and received funds, and I also repaid. I must say truly they have a huge interest rate. I didn’t experience any auto debit. Still, many have claimed that KashKash loan is a scam, that they auto debit people even after repayment. Getting through to their customer care has also proven to be futile. So, of all other loan companies reviewed on this site, I’d advise that you stay away from KashKash.

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