How to Get Fint Loan Without Collateral

Fint loan website

Have you heard about Fint Loan in Nigeria?

Personal loans help you in whatever crisis or circumstance you end up without troubling you with interest.

Most personal loans are unsecured, which means you don’t need to put down collateral to qualify.

On the off chance that you have a decent credit score, you could get your loan in a limit of 24 hours.

The best loans, for example, Fint loans, for the most part, accompany fixed interest rates and fixed monthly payments that make it easy to budget in your monthly costs.

Regardless of whether you’re attempting to put cash together for vacation, startup business or pay for a wedding, finding the best place to borrow cash may feel as overwhelming as picking the perfect bridal gown.

Fortunately, there are various borrowing choices accessible in Nigeria, yet we will discuss Fint loan right now as it is one of the best loan apps in Nigeria.

We will likewise share an understanding of how Fint loans can be only that perfect credit alternative for you.

 What Is Fint Loan?

Founded in 2017, FINT is a financial technology company with a mission to power access to affordable credit and attractive investments for individuals and small businesses in emerging markets.

FINT, via its technology infrastructure, assists existing businesses to provide access to loans and investment opportunities for their clients.

FINT’s platform guarantees shared prosperity by providing value, whether in terms of referral fees, access to competitive loans or attractive returns for ALL stakeholders in its marketplace.

Their corporate culture can be summed up in the metaphor “rowing in the same direction”. These are the values that guide them as a team.

Related: Okash Personal Loan app review – All You need to know

Who Is the Owner of Fint.Ng?

The team of people working with FINT loans are the best people in the business with great ideas, talent, and energy in an enabling environment. They include:

Adetoun Adekoya - Chief operations Officer at Fint Loan Africa
Adetoun Adekoya – Chief Operations Officer

Adetoun Adekoya is the Chief Operations Officer at FINT Technology Africa. She is also An experienced Financial, Tax & Payroll Accountant.


Oreva Attah, Chief Strategy Officer, FINT. Oreva Attah is the Chief Strategy Officer at FINT.

As CSO, Reva is responsible for developing, communicating, executing, and sustaining corporate strategic initiatives along with the Chief Executive Officer.

AYOMIKUN SAMUEL polyglot developer at fint

Samuel is an AI Enthusiast, Polyglot Developer for FINT Technology Africa.

How Does Fint Loans Work?

If you’re looking for ways to borrow money online in Nigeria easily, FINT loan is the way to go. FINT loans services are almost for everyone who is at least 21 years of age and has a steady stream of income.

This is so that anyone who borrows money from them can repay comfortably.

Who is eligible for fint loan

This loan platform has been able to help a lot of people achieve their dreams through funding, also for those that need funds to boost their businesses such as farmers, automobile and the finance sector.

This loan type doesn’t require collateral or a Guarantor before you can secure a loan through Fint loans.

To obtain Fint loans however, you need to satisfy all of their requirements to ensure free and smooth process of Fint loan application.

These requirements are:

  • No collateral or guarantor required.
  • You must 21 years old and above.
  • You must be employed, self-employed or have a steady source of income.
  • You must have a smartphone or a laptop for easy application.

How to Download Fint Loan App for iPhone and Their Website

There is as of today, no official app neither for Android phones or iPhone provided for users to be able to apply for FINT loan.

The only means to apply for FINT loans today is to visit their official website at You can however always count on us to give you updates whenever any such developments come up.

How Can I Get a Quick Loan From Fint?

The application can be easily done online through the website given above and the process is very simple and practical.

We will outline the steps you need to take for a successful loan application below.

  • Visit their official website as stated earlier in this article, click on “borrow”
  • Click on the “Get Started” button on the next page.
  • Then click the “borrower” icon
  • You will then be redirected to  “Create an account” or login if you already have one.
  • Take the risk assessment test displayed on your screen. This test will determine your creditworthiness and interest rate.
  • Accept their terms and conditions.
  • You will also need to pay N3,000 for verification of your credit history and confirmation of address.
  • If your application is approved you will then be required to upload documents.
  • Your request will be saved and your account will be reimbursed accordingly.

Loan Repayment

Through the account details you provided on the platform, your monthly payment will automatically be deducted on the agreed date.

This payment will be sent to the lender that provided you the money you borrowed.

Before the deduction, however, you would be reminded about your payments via a text or email.

How Much Can You Borrow from Fint?

Through the FINT website, you can access loans up N1.2 million. However, to access these loans, you need to have a steady income source or else, obtaining these loans would be near impossible.

How Much Is Fint Loans Interest Rate?

This is one of the best part of obtaining loans from as they give loans to one of the lowest rates you can find in Nigeria.

They offer loans at an incredible 2% interest rate, which is way too good to be true compared to the rates their competitors charge in Nigeria.

For Example, Loans from FairMoney ranges from 10% to 20%. Also, other loan platforms have varying rates.

This is the most enticing reason why Nigerians today opt for FINT loans and I bet you are definitely moved. So what are you waiting for?

How Long Does Fint Take to Process a Loan?

After successfully submitting a FINT loan application, it takes up to 24 hours for your loan to be approved.

Related: Kuda Bank app review – Everything you need to know

What Happens When You Don’t Pay Your Loan?

If after 2 consecutive days of repayment and you fail to pay, you will be reported to the credit bureau of Nigeria who will then try to retrieve the loan.

You might also be banned from borrowing from any other loan platform in Nigeria. It can also result in a lawsuit if the repayment fight drags on.

So it is advisable to repay your loans on or before the due date.

Fint Contact Details

For support and inquiries, you can contact their customer care at or 09082925456/09063623629 [Whatsapp & Call].

Concluding Notes On Fint Loan

We have highlighted everything you need to know to successfully apply for a FINT loan especially the fact that you are required to have a job or a steady income source.

Also bear in mind the interest rates flagged at an incredible 2.5%  and 8% of your loan as commitment fee.

After obtaining the loans you want, do not fail to repay on due dates as this would attract severe penalties.

Depending on how quickly you upload the required documents, you will get a reply from FINT within minutes of applying for a loan.

It is important to note that the FINT platform is not only used to obtain loans but you can also invest any of your spare money.

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